| Patient Assistance Program (PAP) |
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A program administered by a pharmaceutical company that provides financial assistance with prescription drug costs. PAPs offer no cost or discounted prescription drugs to those who qualify. These programs are offered by the Pharmaceutical Manufactures and Companies on a voluntary basis.
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| Underinsured Individual |
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An individual who has insurance that covers only some health care costs. Example of those that may find themselves under insured even though they have a traditional health insurance policies are those that are covered with a major medical policy, Health Savings Account(HSA), policy with limited prescription drug coverage.
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Uninsured Individual
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An individual who has no health coverage or prescription drug coverage.
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| Overview of Prescription Assistance Programs: |
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Pharmaceutical Companies offer Prescription Assistance Programs in order to provide free or discounted medication for individuals who are: uninsured; underinsured; or ineligible for government assistance with prescription drug coverage.
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Program that offers no cost prescription drugs to those who meet the eligibility requirements. The eligibility requirements are usually based on income, members of household, must be without prescription drug coverage and ineligible for government assistance with prescription drug coverage.
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Prescription savings and discount programs are for qualified individuals and families without prescription drug coverage but are above the income guidelines to receive their medications at no cost.
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Varies types of programs for individual and families in special circumstances provides by the Pharmaceutical Company sponsored programs
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There a variety of Prescription Assistance Programs available to help you better manage your condition such as:
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A program that offers selected antibiotics at no cost to anyone, regardless of insurance coverage.
Programs providing a reduced cost prescription drug plan for on selected generic medications.
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Critical Illness
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Programs for those with critical illness such as and are in need of cancer medicines and non-cancer medicines.
Other critical illnesses that can be taken into special circumstance are those with HIV, Auto Immune Disorders, Organ Transplants, Hepatitis, AIDS.
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Medicare Recipients
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Programs provides no cost medicines to people enrolled in a Medicare drug plan who meet the program requirements. Provide medicines to people who choose not to enroll in Medicare drug plan who meet the program requirements.
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Glossary of Terms